Do I need good credit to qualify for Janitorial Financing?

No. It is important to understand our definition of "credit." Forget what all the banks and the other traditional financing institutions say. Remember, these are our requirements:

1. You have credit worthy customers who are either businesses or government customers and they will remit payment to our fenders designated address.
2. You have a total monthly invoices that average between $1000 to over a $10,000 per month.
3. You have no pre-existing loans or lines of credit resulting in first position liens.
4. You have no pending litigation in which you are a defendant, nor unresolved judgments.
5. You are current or near-current on tax obligations.
6. You have no criminal record.

Does it matter what I specialize in cleaning?

No, as long as your customers are businesses or government.

How long will it take for my new account to be set up?

It will usually take a few days to a week; once your new account is created, funds will be available to you within 24 to 48 hours of the time you bill your customers. You'll be able to get your hands on $500, $1,000, $10,000, $30,000, or up to $100,000 or more without any headache, or strict qualifications anytime you need to.

You're never going to be forced to wait 15, 30, 45, 60 days or more ever again for your customers to pay you. "Unless you just want to!"
The full effect will be kicking in immediately on the same day your account is processed. After that, you will not remember what it was like to feel frustrated and tight for cash because of cash flow problems.

Tony Robbins says that the definition of insanity is, "Doing what you have always done and expecting different result." I can promise you that if you're having cash flow problems right now, or have had them in the past, it's guaranteed you will have them again in the near future without this service.

Do you provide any type of guarantee?

Yes. As a matter of fact I do! Let me explain. We give you an amazing service guarantee: A guarantee to assure you are 100% satisfied with our service!!

I'm so convinced that Janitorial Financing will eliminate your cash flow problems, as I say it will, that I am going to give you a total back-up and support guarantee! We will give you better, more specific information and help than any loan officer or bank would ever give you!

Another way to look at our guarantee is that joining up with us is exactly like joining a health club! They guarantee that if you use the equipment, and eat the way they tell you to, you will lose weight and get in shape. We're the same. Once you start working with Janitorial Financing, and you will allow us to do our job, and listen to what we tell you, you will eliminate your cash flow problems! If you don't listen to us, and do what we ask of you, you won't get rid of your cash flow problems! The choice is yours.

You won't find anyone so committed to helping you eliminate your cash flow problems as me and my financing team is. As one of my members, you'll have the ability to get answers to any questions you have regarding to any cash flow problems you may be having, 24 hours a day, by Emailing me or the funding source you're working with. (Or, to talk to us by phone, during regular business hours!)

Let's face it. The biggest problem you have is not having anywhere to turn when you're having cash flow problems. You don't need to hear your customers telling you the check is the mail, motivational mumbo jumbo, when you desperately need to get paid. You need your money! End of story.

What is so special about your methods? Why is Janitorial Financing better than just going to a bank or any other funding source?

Plenty. As a matter of fact, there is almost nothing I do that a bank or any other funding source in the nation can or will do for you.

1. You see, Janitorial Financing specializes exclusively in eliminating cash flow problems for cleaning & janitorial companies that can't qualify for bank financing because of having poor credit or not being in business long enough.
2. And my funding sources that work with Janitorial Financing are not banks. They're factors involved.
3. They simply buy your invoices at a discount

The only reasons the majority of cleaning & janitorial companies are turned down by banks and other funding sources are:

1. Banks must follow very rigid guidelines established by the FDIC. They are required to maintain a certain level of capital or equity in order to lend you money. Banks also base their financing on the strength and credit of your business, not on your business's invoices. Even if your customers have solid and reliable credit, the bank still gives a loan based on your business having strong financial statements - independent from your invoices.
2. The majority of funding sources are not interested in funding small companies. And if they are, they don't specialize in financing small cleaning & janitorial companies and don't really understand many of your customers that you're doing cleaning jobs for. This creates problems when it comes to financing many of your invoices.

Couldn't I just figure this out on my own? Why should I let you help me?

Well, of course you could do this on your own. You can find other funding sources or factors very easily. Simply just go on the internet. But I will and can guarantee you that not one of them specializes exclusively in helping cleaning & janitorial companies eliminate their cash flow problems.

What will my customers think if I decide to factor my invoices? Will they stop using my service or give me a hard time?

NO! Factoring, though unknown to many people, is one of the world's oldest methods of finance and is commonly known among larger companies. In fact we'll show you how to present this financing in a positive light that will make you appear stronger and even more competitive to your customers.

How much money is available?

Janitorial Financing has access to unlimited capital because of our hand picked funding sources. Every one of them has been screened, qualified, and adheres to a code of ethics before they're allowed to finance even one of our clients. And our combined goal is to eliminate cash flow problems for every cleaning & janitorial companies that can't qualify for bank financing, regardless of length of time in business.

I'm very skeptical about letting you help me. I've been burned many times by people who said they can help me. Your financing  sounds too good to be true. How do I know I'll be getting my money's worth?

I understand how you feel. Just about all of us have been burned by unscrupulous businesses, whose products or services didn't deliver what was promised. My self included. With that said, let's see what I am promising, and whether or not I can and will deliver!

Now the first reason you should feel safe working with Janitorial Financing is our service guarantee: Complete service and support guarantee! My self and every one of my funding sources have a complete commitment to making sure you eliminate your cash flow problems. an obligation we take very seriously! If you have any cash flow problems, or any questions you have about cash flow problems, or need any assistance whatsoever with your cash flow problems, we are here to help you! Just call us during regular business hours, or E-mail us a note, anytime, and we'll answer all your questions!